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Life Insurance
Life Insurance and Divorce: Why Your Ex Might Still Be the Beneficiary
This guide covers life insurance beneficiary law in the United States. Whether a divorce automatically removes an ex-spouse as beneficiary...
Business Insurance
Surety Bonds Aren’t Insurance, Even Though They’re Sold Like It
This guide covers surety bonds and business insurance in the United States. Specific bond requirements are set by state and...
Health Insurance
Mental Health Parity: What Insurers Are Actually Required to Cover Right Now
l Example Imagine someone in their late 60s in reasonably good health, wanting to make sure their family isn’t left...
Home Insurance
Running a Business From Home? Your Homeowners Policy Probably Doesn’t Cover It
This guide covers homeowners insurance and home-based business coverage in the United States. Specific limits and endorsement availability vary by...
Car Insurance
Moving to a New State: How Your Car Insurance Actually Changes
This guide covers car insurance in the United States. Specific deadlines and requirements are set at the state level and...
Life Insurance
Life Insurance for Stay-at-Home Parents: Why No Paycheck Doesn’t Mean No Financial Risk
This guide covers life insurance in the United States. Specific dollar figures below are illustrative; your actual coverage need depends...
Health Insurance
Prescription Drug Tiers: Why the Same Medication Can Cost $10 or $150
This guide covers prescription drug coverage under US health insurance plans. Specific tier structures and costs vary by plan and...
Home Insurance
Renters Insurance: Why Your Landlord’s Policy Doesn’t Protect Your Belongings
This guide covers renters insurance in the United States. Landlord requirements, typical costs, and available coverage vary by state, property,...
Health Insurance
Turning 65: Why Your ACA Marketplace Plan Isn’t a Safe Default Anymore
This guide covers the transition from ACA Marketplace coverage to Medicare in the United States. Specific premiums and penalty amounts...